How Carivian Works for Your Practice
By combining real‑time insight, connected devices, and inclusive financing, Carivian turns your practice into a modern, tech‑enabled care partner that patients actively choose over comparable options.
At a glance
- More patients can move forward with care, including those in the middle‑credit range.
- You’re paid up front in nearly all cases, not months later.
- The lender manages repayment, communication, and follow‑up with the patient.
- Your team spends less time on payment plans, billing, and collections.
Step‑by‑step in your workflow
1. Introduce Carivian at point of care
When a patient is a good fit, your team offers Carivian as a financing option alongside your standard payment choices.
2. Patient completes a short application
The patient uses their own device or a device in your office to answer a brief set of questions in a guided, patient‑friendly flow.
3. Real‑time decision and terms
Carivian evaluates the application and presents clear terms in real time, so patients can make a timely, informed decision.
4. Carivian funds the package
Once accepted, Carivian funds the full Carivian package (connected wearable, supporting application, and associated services).
5. Your practice is paid immediately
In nearly all cases, your practice receives payment right away, creating predictable cash flow and reducing financial uncertainty.
6. Lender manages repayment
The lender handles the ongoing repayment relationship with the patient, including communication and support, so your team doesn’t have to.
Financial Benefits
Immediate Payment
Non-Recourse
Full Support
Transparent Terms
What this changes for your operations
Fewer in‑house payment plans and less staff time spent chasing balances.
More predictable revenue for elective and peri‑procedural care.
Lower collections burden, with less bad‑debt risk on your books.
A better financial conversation with patients, grounded in clarity and choice.